\n\u2022 Tr\u1ebb em kh\u00f4ng bi\u1ebft ti\u1ebfng Anh s\u1ebd h\u1ecdc m\u00f4n n\u00e0y trong tr\u01b0\u1eddng. C\u00e1c tr\u01b0\u1eddng h\u1ecdc c\u00f4ng l\u1eadp M\u1ef9 c\u00f3 nh\u1eefng ch\u01b0\u01a1ng tr\u00ecnh tr\u1ee3 gi\u00fap v\u00e0 gi\u1ea3ng d\u1ea1y \u0111\u1eb7c bi\u1ec7t cho h\u1ecdc sinh c\u1ea7n h\u1ecdc ti\u1ebfng Anh. Nh\u1eefng h\u1ecdc sinh c\u1ea7n s\u1ef1 tr\u1ee3 gi\u00fap th\u00eam th\u01b0\u1eddng \u0111\u01b0\u1ee3c g\u1ecdi l\u00e0 h\u1ecdc sinh v\u1edbi Kh\u1ea3 N\u0103ng Ti\u1ebfng Anh H\u1ea1n Ch\u1ebf LEP (Limited English Proficient).
\n\u2022 H\u1ecdc sinh m\u1edbi b\u1eaft \u0111\u1ea7u h\u1ecdc ti\u1ebfng Anh c\u00f3 th\u1ec3 h\u1ecdc l\u1edbp ESL thay th\u1ebf cho l\u1edbp Anh V\u0103n ch\u00ednh quy. H\u1ecdc sinh c\u00f3 tr\u00ecnh \u0111\u1ed9 ti\u1ebfng Anh cao h\u01a1n c\u00f3 th\u1ec3 \u0111\u01b0\u1ee3c x\u1ebfp trong nh\u1eefng l\u1edbp ch\u00ednh quy nh\u01b0ng \u0111\u01b0\u1ee3c tr\u1ee3 gi\u00fap th\u00eam. M\u1ed9t s\u1ed1 tr\u01b0\u1eddng h\u1ecdc c\u0169ng \u0111\u01b0a ra nh\u1eefng ch\u01b0\u01a1ng tr\u00ecnh sau gi\u1edd h\u1ecdc v\u00e0 d\u1ea1y k\u00e8m \u0111\u1ec3 gi\u00fap h\u1ecdc sinh h\u1ecdc ti\u1ebfng Anh. Tr\u01b0\u1eddng h\u1ecdc c\u1ee7a b\u00e9 s\u1ebd cho qu\u00fd v\u1ecb bi\u1ebft h\u1ecd c\u00f3 nh\u1eefng ch\u01b0\u01a1ng tr\u00ecnh tr\u1ee3 gi\u00fap n\u00e0o cho h\u1ecdc sinh c\u1ea7n h\u1ecdc ti\u1ebfng Anh.
\n\u2022 Ng\u01b0\u1eddi l\u1edbn kh\u00f4ng hi\u1ec3u ti\u1ebfng Anh c\u00f3 th\u1ec3 ghi danh h\u1ecdc l\u1edbp ESL c\u1ee7a nh\u1eefng tr\u01b0\u1eddng c\u00f4ng cho ng\u01b0\u1eddi l\u1edbn v\u00e0 gi\u00e1o d\u1ee5c c\u1ed9ng \u0111\u1ed3ng ho\u1eb7c tr\u01b0\u1eddng ng\u00f4n ng\u1eef t\u01b0 nh\u00e2n.
\n\u2022 C\u00e1c ch\u01b0\u01a1ng tr\u00ecnh \u1edf tr\u01b0\u1eddng c\u00f4ng cho ng\u01b0\u1eddi l\u1edbn v\u00e0 gi\u00e1o d\u1ee5c c\u1ed9ng \u0111\u1ed3ng th\u01b0\u1eddng \u0111\u01b0\u1ee3c t\u1ed5 ch\u1ee9c trong c\u1ed9ng \u0111\u1ed3ng \u0111\u1ecba ph\u01b0\u01a1ng b\u1edfi c\u00e1c s\u1edf h\u1ecdc ch\u00e1nh v\u00e0 \u0111\u1ea1i h\u1ecdc c\u1ed9ng \u0111\u1ed3ng. Nh\u1eefng ch\u01b0\u01a1ng tr\u00ecnh n\u00e0y c\u00f3 nh\u1eefng kho\u00e1 h\u1ecdc ESL c\u00f3 t\u00ecnh nguy\u1ec7n vi\u00ean \u0111\u1ecba ph\u01b0\u01a1ng d\u1ea1y k\u00e8m. Nh\u1eefng ch\u01b0\u01a1ng tr\u00ecnh n\u00e0y th\u01b0\u1eddng mi\u1ec5n ph\u00ed, ho\u1eb7c qu\u00fd v\u1ecb ph\u1ea3i tr\u1ea3 m\u1ed9t kho\u1ea3n h\u1ecdc ph\u00ed nh\u1ecf. Th\u1eddi gian h\u1ecdc c\u00f3 th\u1ec3 ban ng\u00e0y ho\u1eb7c ban \u0111\u00eam.
\n\u2022 H\u1ea7u h\u1ebft nh\u1eefng th\u00e0nh ph\u1ed1 l\u1edbn \u0111\u1ec1u c\u00f3 nh\u1eefng tr\u01b0\u1eddng ng\u00f4n ng\u1eef t\u01b0 nh\u00e2n c\u00f3 l\u1edbp h\u1ecdc ESL ban ng\u00e0y ho\u1eb7c ban \u0111\u00eam. H\u1ecdc ph\u00ed c\u1ee7a nh\u1eefng l\u1edbp h\u1ecdc n\u00e0y th\u01b0\u1eddng \u0111\u01b0\u1ee3c t\u00ednh d\u1ef1a tr\u00ean s\u1ed1 gi\u1edd gi\u1ea3ng d\u1ea1y. C\u00e1c l\u1edbp h\u1ecdc ng\u00f4n ng\u1eef \u1edf tr\u01b0\u1eddng t\u01b0 th\u01b0\u1eddng \u0111\u1eaft h\u01a1n nh\u1eefng l\u1edbp h\u1ecdc c\u00f4ng.
\n\u2022 M\u1ed9t s\u1ed1 t\u1ed5 ch\u1ee9c c\u1ed9ng \u0111\u1ed3ng, th\u01b0 vi\u1ec7n, v\u00e0 nh\u1eefng nh\u00f3m t\u00f4n gi\u00e1o c\u0169ng c\u00f3 nh\u1eefng l\u1edbp h\u1ecdc ESL mi\u1ec5n ph\u00ed ho\u1eb7c gi\u00e1 r\u1ebb. H\u00e3y t\u00ecm hi\u1ec3u trong th\u01b0 vi\u1ec7n c\u00f4ng c\u1ed9ng \u0111\u1ecba ph\u01b0\u01a1ng, c\u01a1 quan d\u1ecbch v\u1ee5 x\u00e3 h\u1ed9i, nh\u00e0 th\u1edd ho\u1eb7c ch\u00f9a. Nh\u00e2n vi\u00ean tra c\u1ee9u c\u1ee7a th\u01b0 vi\u1ec7n \u0111\u1ecba ph\u01b0\u01a1ng c\u0169ng c\u00f3 th\u1ec3 cho qu\u00fd v\u1ecb bi\u1ebft v\u1ec1 nh\u1eefng ch\u01b0\u01a1ng tr\u00ecnh ESL v\u00e0 gi\u00fap qu\u00fd v\u1ecb t\u00ecm s\u00e1ch, b\u0103ng video, \u0111\u0129a CD v\u00e0 ph\u1ea7n m\u1ec1m \u0111i\u1ec7n to\u00e1n \u0111\u1ec3 h\u1ecdc ESL trong th\u01b0 vi\u1ec7n.<\/p>\n
![\"V\u1ec1](\"https:\/\/tim-ban-bon-phuong.vietdating.us\/wp-content\/uploads\/2013\/07\/cuoc-song-o-nuoc-ngoai-bat-dau-nhu-the-nao1-300x243.jpg\")
<\/a>\u0110i l\u1ea1i trong n\u01b0\u1edbc M\u1ef9<\/h2>\n
C\u00f3 nhi\u1ec1u c\u00e1ch \u0111i l\u1ea1i trong n\u01b0\u1edbc M\u1ef9. Nhi\u1ec1u th\u00e0nh ph\u1ed1 c\u00f3 xe bu\u00fdt, t\u1ea7u (c\u0169ng g\u1ecdi l\u00e0 t\u1ea7u \u0111i\u1ec7n ng\u1ea7m), xe \u0111i\u1ec7n b\u00e1nh h\u01a1i ho\u1eb7c xe \u0111i\u1ec7n. Ai c\u0169ng c\u00f3 th\u1ec3 \u0111i nh\u1eefng lo\u1ea1i xe n\u00e0y v\u1edbi m\u1ed9t kho\u1ea3n l\u1ec7 ph\u00ed nh\u1ecf. \u1ede m\u1ed9t s\u1ed1 n\u01a1i, qu\u00fd v\u1ecb c\u00f3 th\u1ec3 mua th\u1ebb c\u00f3 gi\u00e1 tr\u1ecb \u0111i nhi\u1ec1u l\u1ea7n tr\u00ean t\u1ea7u \u0111i\u1ec7n ng\u1ea7m ho\u1eb7c xe bu\u00fdt. Qu\u00fd v\u1ecb c\u0169ng c\u00f3 th\u1ec3 tr\u1ea3 ri\u00eang cho m\u1ed7i l\u1ea7n \u0111i. Taxi (taxicab hay taxi) l\u00e0 lo\u1ea1i xe h\u01a1i \u0111\u01b0a qu\u00fd v\u1ecb \u0111i \u0111\u1ebfn n\u01a1i m\u00ecnh mu\u1ed1n v\u1edbi m\u1ed9t kho\u1ea3n ph\u00ed. \u0110i taxi \u0111\u1eaft h\u01a1n nhi\u1ec1u so v\u1edbi nh\u1eefng ph\u01b0\u01a1ng ti\u1ec7n giao th\u00f4ng c\u00f4ng c\u1ed9ng kh\u00e1c.<\/p>\n
Quy\u1ec1n v\u00e0 tr\u00e1ch nhi\u1ec7m<\/h2>\n
L\u00e0 m\u1ed9t th\u01b0\u1eddng tr\u00fa nh\u00e2n, nh\u1eefng g\u00ec qu\u00fd v\u1ecb l\u00e0m b\u00e2y gi\u1edd c\u00f3 th\u1ec3 \u1ea3nh h\u01b0\u1edfng \u0111\u1ebfn kh\u1ea3 n\u0103ng tr\u1edf th\u00e0nh c\u00f4ng d\u00e2n M\u1ef9 sau n\u00e0y. Qu\u00e1 tr\u00ecnh tr\u1edf th\u00e0nh m\u1ed9t c\u00f4ng d\u00e2n M\u1ef9 \u0111\u01b0\u1ee3c g\u1ecdi l\u00e0 \u201cnh\u1eadp qu\u1ed1c t\u1ecbch\u201d. Th\u01b0\u1eddng tr\u00fa nh\u00e2n h\u01b0\u1edfng ph\u1ea7n l\u1edbn nh\u1eefng quy\u1ec1n c\u1ee7a c\u00f4ng d\u00e2n Hoa K\u1ef3. Tuy nhi\u00ean, c\u00f3 nhi\u1ec1u l\u00fd do quan tr\u1ecdng \u0111\u1ec3 qu\u00fd v\u1ecb c\u00e2n nh\u1eafc vi\u1ec7c nh\u1eadp t\u1ecbch Hoa K\u1ef3 Sau \u0111\u00e2y l\u00e0 nh\u1eefng l\u00fd do c\u01a1 b\u1ea3n nh\u1ea5t: H\u00e3y chu\u1ea9n b\u1ecb tr\u01b0\u1edbc \u0111\u1ec3 \u0111\u1ec1 ph\u00f2ng tr\u01b0\u1eddng h\u1ee3p kh\u1ea9n c\u1ea5p x\u1ea3y ra. D\u01b0\u1edbi \u0111\u00e2y l\u00e0 m\u1ed9t s\u1ed1 vi\u1ec7c qu\u00fd v\u1ecb c\u00f3 th\u1ec3 l\u00e0m \u0111\u1ec3 b\u1ea3o \u0111\u1ea3m an to\u00e0n: C\u00f3 m\u1ed9t s\u1ed1 \u0111i\u1ec1u qu\u00fd v\u1ecb ph\u1ea3i l\u00e0m \u0111\u1ec3 duy tr\u00ec t\u00ecnh tr\u1ea1ng th\u01b0\u1eddng tr\u00fa nh\u00e2n c\u1ee7a m\u00ecnh. \u0110\u00f3 c\u0169ng l\u00e0 nh\u1eefng \u0111i\u1ec1u quan tr\u1ecdng n\u00ean nh\u1edb n\u1ebfu qu\u00fd v\u1ecb d\u1ef1 \u0111\u1ecbnh xin nh\u1eadp qu\u1ed1c t\u1ecbch M\u1ef9 trong t\u01b0\u01a1ng lai: Duy Tr\u00ec T\u00ecnh Tr\u1ea1ng Nh\u1eadp C\u01b0 C\u1ee7a Qu\u00fd V\u1ecb<\/strong> Vi\u1ec7c s\u1edf h\u1eefu nh\u00e0 l\u00e0 m\u1ed9t trong nh\u1eefng \u201c\u01b0\u1edbc m\u01a1 c\u1ee7a Ng\u01b0\u1eddi M\u1ef9\u201d. Vi\u1ec7c s\u1edf h\u1eefu m\u1ed9t c\u0103n nh\u00e0 mang l\u1ea1i nhi\u1ec1u l\u1ee3i \u00edch nh\u01b0ng c\u0169ng l\u00e0 m\u1ed9t tr\u00e1ch nhi\u1ec7m l\u1edbn. Source: usis.us<\/p>\n","protected":false},"excerpt":{"rendered":" H\u1ecdc ti\u1ebfng Anh \u2022 C\u00f3 nhi\u1ec1u n\u01a1i t\u1ed5 ch\u1ee9c l\u1edbp h\u1ecdc n\u00f3i, \u0111\u1ecdc, v\u00e0 vi\u1ebft…<\/p>\n","protected":false},"author":1,"featured_media":0,"comment_status":"open","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[8],"tags":[504],"class_list":["post-659","post","type-post","status-publish","format-standard","hentry","category-cuoc-song-my","tag-cuoc-song-tai-my"],"yoast_head":"\n
\nL\u00e0 m\u1ed9t th\u01b0\u1eddng tr\u00fa nh\u00e2n, qu\u00fd v\u1ecb c\u00f3 quy\u1ec1n:
\n\u2022 S\u1ed1ng v\u00e0 l\u00e0m vi\u1ec7c v\u00f4 h\u1ea1n \u0111\u1ecbnh \u1edf b\u1ea5t c\u1ee9 n\u01a1i n\u00e0o tr\u00ean n\u01b0\u1edbc M\u1ef9.
\n\u2022 N\u1ed9p \u0111\u01a1n xin nh\u1eadp qu\u1ed1c t\u1ecbch M\u1ef9 khi qu\u00fd v\u1ecb h\u1ed9i \u0111\u1ee7 \u0111i\u1ec1u ki\u1ec7n.
\n\u2022 Xin th\u1ecb th\u1ef1c cho ch\u1ed3ng ho\u1eb7c v\u1ee3 v\u00e0 con c\u00e1i c\u00f2n \u0111\u1ed9c th\u00e2n \u0111\u1ebfn s\u1ed1ng \u1edf Hoa K\u1ef3.
\n\u2022 Xin h\u01b0\u1edfng ti\u1ec1n An Sinh X\u00e3 H\u1ed9i (Social Security), ti\u1ec1n Ph\u1ee5 C\u1ea5p B\u1ec7nh T\u1eadt SSI (Supplemental Security Income), v\u00e0 ti\u1ec1n tr\u1ee3 c\u1ea5p ch\u0103m s\u00f3c Y t\u1ebf (Medicare), n\u1ebfu qu\u00fd v\u1ecb h\u1ed9i \u0111\u1ee7 \u0111i\u1ec1u ki\u1ec7n.
\n\u2022 S\u1edf h\u1eefu b\u1ea5t \u0111\u1ed9ng s\u1ea3n tr\u00ean n\u01b0\u1edbc M\u1ef9.
\n\u2022 Xin b\u1eb1ng l\u00e1i xe trong ti\u1ec3u bang ho\u1eb7c trong khu v\u1ef1c qu\u00fd v\u1ecb \u0111ang s\u1ed1ng.
\n\u2022 Xu\u1ea5t nh\u1eadp c\u1ea3nh n\u01b0\u1edbc M\u1ef9 trong m\u1ed9t s\u1ed1 \u0111i\u1ec1u ki\u1ec7n nh\u1ea5t \u0111\u1ecbnh.
\n\u2022 Theo h\u1ecdc \u1edf nh\u1eefng tr\u01b0\u1eddng ph\u1ed5 th\u00f4ng v\u00e0 tr\u01b0\u1eddng \u0111\u1ea1i h\u1ecdc c\u00f4ng l\u1eadp.
\n\u2022 Gia nh\u1eadp v\u00e0o m\u1ed9t s\u1ed1 binh ch\u1ee7ng c\u1ee7a L\u1ef1c L\u01b0\u1ee3ng V\u0169 Trang Hoa K\u1ef3.
\n\u2022 Mua ho\u1eb7c s\u1edf h\u1eefu m\u1ed9t kh\u1ea9u s\u00fang, v\u1edbi \u0111i\u1ec1u ki\u1ec7n ti\u1ec3u bang ho\u1eb7c \u0111\u1ecba ph\u01b0\u01a1ng c\u1ee7a qu\u00fd v\u1ecb kh\u00f4ng c\u00f3 h\u1ea1n ch\u1ebf n\u00e0o n\u00f3i r\u1eb1ng qu\u00ed v\u1ecb kh\u00f4ng \u0111\u01b0\u1ee3c ph\u00e9p.
\nL\u00e0 m\u1ed9t th\u01b0\u1eddng tr\u00fa nh\u00e2n, tr\u00e1ch nhi\u1ec7m c\u1ee7a qu\u00fd v\u1ecb l\u00e0:
\n\u2022 Tu\u00e2n th\u1ee7 to\u00e0n b\u1ed9 lu\u1eadt ph\u00e1p c\u1ee7a li\u00ean bang, ti\u1ec3u bang v\u00e0 \u0111\u1ecba ph\u01b0\u01a1ng.
\n\u2022 \u0110\u00f3ng thu\u1ebf thu nh\u1eadp cho li\u00ean bang, ti\u1ec3u bang v\u00e0 \u0111\u1ecba ph\u01b0\u01a1ng.
\n\u2022 \u0110\u0103ng k\u00fd v\u1edbi S\u1edf Qu\u00e2n V\u1ee5 (Selective Service, thu\u1ed9c L\u1ef1c L\u01b0\u1ee3ng V\u0169 Trang Hoa K\u1ef3), n\u1ebfu qu\u00fd v\u1ecb l\u00e0 nam gi\u1edbi t\u1eeb 18 \u0111\u1ebfn 26 tu\u1ed5i.
\n\u2022 Duy tr\u00ec t\u00ecnh tr\u1ea1ng nh\u1eadp c\u01b0 c\u1ee7a m\u00ecnh.
\n\u2022 Lu\u00f4n mang theo gi\u1ea5y t\u1edd ch\u1ee9ng minh t\u00ecnh tr\u1ea1ng th\u01b0\u1eddng tr\u00fa nh\u00e2n c\u1ee7a qu\u00fd v\u1ecb.
\n\u2022 Khi chuy\u1ec3n ch\u1ed7 \u1edf, ph\u1ea3i b\u00e1o \u0111\u1ecba ch\u1ec9 m\u1edbi tr\u00ean m\u1ea1ng ho\u1eb7c g\u1edfi th\u01a1 b\u00e1o \u0111\u1ecba ch\u1ec9 m\u1edbi t\u1edbi B\u1ed9 An Ninh
\nQu\u1ed1c N\u1ed9i (Department of Homeland Security hay DHS) trong v\u00f2ng 10 ng\u00e0y m\u1ed7i l\u1ea7n chuy\u1ec3n ch\u1ed7.
\nTh\u01b0\u1eddng tr\u00fa nh\u00e2n \u0111\u01b0\u1ee3c ph\u00e1t th\u1ebb Th\u01b0\u1eddng Tr\u00fa Nh\u00e2n h\u1ee3p l\u1ec7 (Permanent Resident Card, d\u00f9ng M\u1eabu \u0111\u01a1n I-551) \u0111\u1ec3 ch\u1ee9ng minh cho t\u00ecnh tr\u1ea1ng h\u1ee3p ph\u00e1p c\u1ee7a h\u1ecd \u1edf n\u01b0\u1edbc M\u1ef9. C\u00f3 ng\u01b0\u1eddi g\u1ecdi th\u1ebb n\u00e0y l\u00e0 \u201cTh\u1ebb Xanh<\/a>\u201d. N\u1ebfu qu\u00fd v\u1ecb l\u00e0 m\u1ed9t th\u01b0\u1eddng tr\u00fa nh\u00e2n t\u1eeb 18 tu\u1ed5i tr\u1edf l\u00ean, qu\u00fd v\u1ecb ph\u1ea3i mang theo gi\u1ea5y t\u1edd ch\u1ee9ng minh t\u00ecnh tr\u1ea1ng th\u01b0\u1eddng tr\u00fa nh\u00e2n c\u1ee7a m\u00ecnh. Qu\u00fd v\u1ecb ph\u1ea3i xu\u1ea5t tr\u00ecnh gi\u1ea5y t\u1edd cho nh\u00e2n vi\u00ean di tr\u00fa khi c\u00f3 y\u00eau c\u1ea7u. Th\u1ebb n\u00e0y c\u00f3 gi\u00e1 tr\u1ecb trong 10 n\u0103m v\u00e0 tr\u01b0\u1edbc khi h\u1ebft h\u1ea1n, qu\u00fd v\u1ecb ph\u1ea3i \u0111\u1ed5i th\u1ebb m\u1edbi. Qu\u00fd v\u1ecb ph\u1ea3i n\u1ed9p m\u1eabu \u0111\u01a1n I-90 \u0111\u1ec3 xin thay th\u1ebf ho\u1eb7c thay m\u1edbi Th\u1ebb Th\u01b0\u1eddng Tr\u00fa Nh\u00e2n c\u1ee7a m\u00ecnh.\u00a0 Qu\u00fd v\u1ecb ph\u1ea3i tr\u1ea3 l\u1ec7 ph\u00ed khi n\u1ed9p m\u1eabu \u0111\u01a1n I-90.
\nTh\u1ebb Th\u01b0\u1eddng Tr\u00fa Nh\u00e2n c\u1ee7a qu\u00fd v\u1ecb cho th\u1ea5y r\u1eb1ng qu\u00fd v\u1ecb \u0111\u01b0\u1ee3c ph\u00e9p sinh s\u1ed1ng v\u00e0 l\u00e0m vi\u1ec7c \u1edf n\u01b0\u1edbc M\u1ef9. Qu\u00fd v\u1ecb c\u0169ng c\u00f3 th\u1ec3 s\u1eed d\u1ee5ng th\u1ebb Th\u01b0\u1eddng Tr\u00fa Nh\u00e2n c\u1ee7a m\u00ecnh \u0111\u1ec3 t\u00e1i nh\u1eadp c\u1ea3nh v\u00e0o n\u01b0\u1edbc M\u1ef9. N\u1ebfu qu\u00fd v\u1ecb \u0111i ra ngo\u00e0i n\u01b0\u1edbc M\u1ef9 qu\u00e1 12 th\u00e1ng, qu\u00fd v\u1ecb c\u1ea7n tr\u00ecnh n\u1ed9p th\u00eam m\u1ed9t s\u1ed1 gi\u1ea5y t\u1edd \u0111\u1ec3 tr\u1edf l\u1ea1i n\u01b0\u1edbc M\u1ef9 v\u1edbi t\u01b0 c\u00e1ch l\u00e0 m\u1ed9t th\u01b0\u1eddng tr\u00fa nh\u00e2n.
\nNH\u1eeeNG GI\u1ea4Y T\u1edc QUAN TR\u1eccNG KH\u00c1C
\nH\u00e3y c\u1ea5t gi\u1eef \u1edf n\u01a1i an to\u00e0n t\u1ea5t c\u1ea3 nh\u1eefng gi\u1ea5y t\u1edd quan tr\u1ecdng m\u00e0 qu\u00fd v\u1ecb \u0111\u00e3 mang theo t\u1eeb qu\u1ed1c gia c\u1ee7a m\u00ecnh. Nh\u1eefng gi\u1ea5y t\u1edd n\u00e0y bao g\u1ed3m h\u1ed9 chi\u1ebfu, gi\u1ea5y khai sinh, gi\u1ea5y h\u00f4n th\u00fa, gi\u1ea5y ly d\u1ecb, b\u1eb1ng t\u1ed1t nghi\u1ec7p trung h\u1ecdc ph\u1ed5 th\u00f4ng ho\u1eb7c \u0111\u1ea1i h\u1ecdc, v\u00e0 nh\u1eefng ch\u1ee9ng ch\u1ec9 cho th\u1ea5y qu\u00fd v\u1ecb \u0111\u00e3 qua nh\u1eefng qu\u00e1 tr\u00ecnh hu\u1ea5n luy\u1ec7n ho\u1eb7c c\u00f3 nh\u1eefng k\u1ef9 n\u0103ng \u0111\u1eb7c bi\u1ec7t.<\/p>\nV\u00ec sao n\u00ean nh\u1eadp qu\u1ed1c t\u1ecbch Hoa K\u1ef3<\/h2>\n
\n\u2022 B\u1ecf phi\u1ebfu. Ch\u1ec9 c\u00f4ng d\u00e2n m\u1edbi \u0111\u01b0\u1ee3c ph\u00e9p b\u1ecf phi\u1ebfu trong c\u00e1c cu\u1ed9c b\u1ea7u c\u1eed li\u00ean bang. H\u1ea7u h\u1ebft c\u00e1c ti\u1ec3u bang c\u0169ng h\u1ea1n ch\u1ebf quy\u1ec1n b\u1ea7u c\u1eed, h\u1ea7u h\u1ebft c\u00e1c cu\u1ed9c b\u1ea7u c\u1eed, ch\u1ec9 d\u00e0nh cho c\u00f4ng d\u00e2n Hoa K\u1ef3.
\n\u2022 L\u00e0m b\u1ed3i th\u1ea9m vi\u00ean. Ch\u1ec9 c\u00f4ng d\u00e2n Hoa K\u1ef3 m\u1edbi \u0111\u01b0\u1ee3c ph\u00e9p l\u00e0m b\u1ed3i th\u1ea9m vi\u00ean li\u00ean bang. H\u1ea7u h\u1ebft c\u00e1c ti\u1ec3u bang c\u0169ng h\u1ea1n ch\u1ebf quy\u1ec1n l\u00e0m b\u1ed3i th\u1ea9m vi\u00ean, ch\u1ec9 d\u00e0nh cho c\u00f4ng d\u00e2n Hoa K\u1ef3. Ngh\u0129a v\u1ee5 l\u00e0m b\u1ed3i th\u1ea9m vi\u00ean l\u00e0 m\u1ed9t tr\u00e1ch nhi\u1ec7m quan tr\u1ecdng cho t\u1ea5t c\u1ea3 c\u00e1c c\u00f4ng d\u00e2n Hoa K\u1ef3.
\n\u2022 C\u00f3 h\u1ed9 chi\u1ebfu Hoa K\u1ef3 khi \u0111i du l\u1ecbch. H\u1ed9 chi\u1ebfu Hoa K\u1ef3 cho ph\u00e9p qu\u00fd v\u1ecb y\u00eau c\u1ea7u y\u00eau c\u1ea7u ch\u00ednh ph\u1ee7 Hoa K\u1ef3 tr\u1ee3 gi\u00fap m\u00ecnh n\u1ebfu c\u1ea7n thi\u1ebft khi \u0111ang \u1edf n\u01b0\u1edbc ngo\u00e0i.
\n\u2022 \u0110em ng\u01b0\u1eddi th\u00e2n trong gia \u0111\u00ecnh sang Hoa K\u1ef3. Th\u01b0\u1eddng th\u00ec ch\u00ednh ph\u1ee7 Hoa K\u1ef3 s\u1ebd \u01b0u ti\u00ean h\u01a1n cho nh\u1eefng c\u00f4ng d\u00e2n M\u1ef9 n\u1ed9p \u0111\u01a1n xin ph\u00e9p cho ng\u01b0\u1eddi th\u00e2n trong gia \u0111\u00ecnh sang \u0111\u1ecbnh c\u01b0 t\u1ea1i Hoa K\u1ef3.
\n\u2022 Nh\u1eadp t\u1ecbch Hoa K\u1ef3 cho con c\u00e1i sanh \u1edf ng\u01b0\u1edbc ngo\u00e0i. Trong ph\u1ea7n l\u1edbn c\u00e1c tr\u01b0\u1eddng h\u1ee3p, nh\u1eefng \u0111\u1ee9a
\ncon \u0111\u01b0\u1ee3c sanh \u1edf n\u01b0\u1edbc ngo\u00e0i c\u1ee7a c\u00f4ng d\u00e2n Hoa K\u1ef3 \u0111\u01b0\u1ee3c t\u1ef1 \u0111\u1ed9ng h\u01b0\u1edfng t\u01b0 c\u00e1ch c\u00f4ng d\u00e2n Hoa K\u1ef3.
\n\u2022 H\u1ed9i \u0111\u1ee7 \u0111i\u1ec1u ki\u1ec7n l\u00e0m vi\u1ec7c cho ch\u00ednh ph\u1ee7 li\u00ean bang. M\u1ed9t s\u1ed1 vi\u1ec7c l\u00e0m trong c\u00e1c c\u01a1 quan ch\u00ednh ph\u1ee7 \u0111\u00f2i h\u1ecfi ph\u1ea3i c\u00f3 qu\u1ed1c t\u1ecbch Hoa K\u1ef3.
\n\u2022 Tranh c\u1eed c\u00e1c ch\u1ee9c v\u1ee5 d\u00e2n c\u1eed. Ch\u1ec9 c\u00f4ng d\u00e2n Hoa K\u1ef3 m\u1edbi \u0111\u01b0\u1ee3c tranh c\u1eed ch\u1ee9c v\u1ee5 li\u00ean bang
\n(Th\u01b0\u1ee3ng Vi\u1ec7n ho\u1eb7c H\u1ea1 Vi\u1ec7n Hoa K\u1ef3) v\u00e0 h\u1ea7u h\u1ebft c\u00e1c ch\u1ee9c v\u1ee5 trong ch\u00ednh quy\u1ec1n ti\u1ec3u bang v\u00e0
\n\u0111\u1ecba ph\u01b0\u01a1ng.
\n\u2022 Quy\u1ec1n th\u01b0\u1eddng tr\u00fa v\u0129nh vi\u1ec5n. Quy\u1ec1n th\u01b0\u1eddng tr\u00fa c\u1ee7a c\u00f4ng d\u00e2n Hoa K\u1ef3 kh\u00f4ng th\u1ec3 b\u1ecb t\u01b0\u1edbc \u0111o\u1ea1t.
\n\u2022 H\u1ed9i \u0111\u1ee7 \u0111i\u1ec1u ki\u1ec7n h\u01b0\u1edfng ti\u1ec1n tr\u1ee3 c\u1ea5p v\u00e0 h\u1ecdc b\u1ed5ng c\u1ee7a ch\u00ednh ph\u1ee7 li\u00ean bang. Nhi\u1ec1u kho\u1ea3n ti\u1ec1n tr\u1ee3 c\u1ea5p sinh vi\u00ean, bao g\u1ed3m c\u00e1c kho\u1ea3n h\u1ecdc b\u1ed5ng v\u00e0 ti\u1ec1n t\u00e0i tr\u1ee3 c\u1ee7a ch\u00ednh ph\u1ee7 cho nh\u1eefng m\u1ee5c \u0111\u00edch \u0111\u1eb7c bi\u1ec7t, ch\u1ec9 d\u00e0nh ri\u00eang cho c\u00f4ng d\u00e2n Hoa K\u1ef3.
\n\u2022 H\u1ed9i \u0111\u1ee7 \u0111i\u1ec1u ki\u1ec7n xin tr\u1ee3 c\u1ea5p ch\u00ednh ph\u1ee7. M\u1ed9t s\u1ed1 kho\u1ea3n tr\u1ee3 c\u1ea5p c\u1ee7a ch\u00ednh ph\u1ee7 \u0111\u01b0\u1ee3c d\u00e0nh ri\u00eang cho c\u00f4ng d\u00e2n Hoa K\u1ef3.<\/p>\nB\u1ea3o \u0110\u1ea3m An To\u00e0n cho n\u01a1i \u1edf v\u00e0 Gia \u0110\u00ecnh<\/h2>\n
\n\u2022 Ki\u1ec3m tra \u0111\u1ec3 bi\u1ebft ch\u1eafc r\u1eb1ng c\u1eeda ra v\u00e0o c\u00f3 \u1ed5 kh\u00f3a t\u1ed1t v\u00e0 lu\u00f4n lu\u00f4n kh\u00f3a c\u1eeda. Kh\u00f4ng \u0111\u01b0a ch\u00eca kh\u00f3a c\u1eeda cho ng\u01b0\u1eddi l\u1ea1. H\u00e3y c\u1ea9n th\u1eadn khi m\u1edf c\u1eeda cho ng\u01b0\u1eddi l\u1ea1. H\u1ecfi xem h\u1ecd l\u00e0 ai v\u00e0 mu\u1ed1n g\u00ec tr\u01b0\u1edbc khi qu\u00fd v\u1ecb m\u1edf c\u1eeda.
\n\u2022 Chu\u00f4ng b\u00e1o kh\u00f3i k\u00eau l\u1edbn khi c\u00f3 kh\u00f3i trong nh\u00e0 ho\u1eb7c trong c\u0103n h\u1ed9 c\u1ee7a qu\u00fd v\u1ecb. Ki\u1ec3m tra \u0111\u1ec3 bi\u1ebft ch\u1eafc qu\u00fd v\u1ecb c\u00f3 chu\u00f4ng b\u00e1o kh\u00f3i g\u1eafn tr\u00ean tr\u1ea7n nh\u00e0 g\u1ea7n c\u00e1c ph\u00f2ng ng\u1ee7 v\u00e0 tr\u00ean m\u1ed7i t\u1ea7ng nh\u00e0. Thay pin trong chu\u00f4ng b\u00e1o kh\u00f3i m\u1ed9t n\u0103m hai l\u1ea7n. Ki\u1ec3m tra chu\u00f4ng m\u1ed7i th\u00e1ng m\u1ed9t l\u1ea7n \u0111\u1ec3 bi\u1ebft ch\u1eafc r\u1eb1ng n\u00f3 v\u1eabn ho\u1ea1t \u0111\u1ed9ng t\u1ed1t.
\n\u2022 T\u00ecm hi\u1ec1u xem c\u00e1c nh\u00e0 th\u01b0\u01a1ng, \u0111\u1ed3n c\u1ea3nh s\u00e1t v\u00e0 tr\u1ea1m c\u1ee9u h\u1ecfa g\u1ea7n nh\u1ea5t \u1edf \u0111\u00e2u. \u0110\u1ec3 nh\u1eefng s\u1ed1 \u0111i\u1ec7n tho\u1ea1i quan tr\u1ecdng (c\u1ea3nh s\u00e1t, c\u1ee9u h\u1ecfa, v\u00e0 b\u00e1c s\u0129) \u1edf g\u1ea7n m\u00e1y \u0111i\u1ec7n tho\u1ea1i, n\u01a1i qu\u00fd v\u1ecb c\u00f3 th\u1ec3 t\u00ecm m\u1ed9t c\u00e1ch d\u1ec5 d\u00e0ng.
\n\u2022 T\u00ecm nh\u1eefng van ch\u00ednh c\u1ee7a h\u1ec7 th\u1ed1ng kh\u00ed \u0111\u1ed1t, n\u01b0\u1edbc v\u00e0 h\u1ed9p ng\u1eaft \u0111i\u1ec7n trong nh\u00e0 qu\u00fd v\u1ecb. Ki\u1ec3m tra \u0111\u1ec3 bi\u1ebft qu\u00fd v\u1ecb bi\u1ebft c\u00e1ch kh\u00f3a van l\u1ea1i b\u1eb1ng tay.
\n\u2022 H\u00e3y chu\u1ea9n b\u1ecb m\u1ed9t b\u1ed9 d\u1ee5ng c\u1ee5 ph\u00f2ng th\u1ea3m h\u1ecda, bao g\u1ed3m \u0111\u00e8n pin, radio x\u00e1ch tay, pin d\u1ef1 ph\u00f2ng, m\u1ec1n, t\u00fai c\u1ee9u th\u01b0\u01a1ng, v\u00e0 \u0111\u1ee7 th\u1ee9c \u0103n \u0111\u00f3ng h\u1ed9p v\u00e0 n\u01b0\u1edbc chai \u0111\u1ec3 s\u1eed d\u1ee5ng trong ba ng\u00e0y. C\u0169ng k\u00e8m theo t\u00fai \u0111\u1ef1ng r\u00e1c, gi\u1ea5y v\u1ec7 sinh, v\u00e0 th\u1ee9c \u0103n cho th\u00fa nu\u00f4i n\u1ebfu c\u1ea7n. H\u00e3y c\u1ea5t nh\u1eefng th\u1ee9 n\u00e0y \u1edf m\u1ed9t n\u01a1i d\u1ec5 t\u00ecm.
\n\u2022 Th\u1ef1c h\u00e0nh v\u1edbi gia \u0111\u00ecnh qu\u00fd v\u1ecb c\u00e1ch \u0111\u1ec3 tho\u00e1t ra kh\u1ecfi nh\u00e0 trong tr\u01b0\u1eddng h\u1ee3p h\u1ecfa ho\u1ea1n ho\u1eb7c nh\u1eefng tr\u01b0\u1eddng h\u1ee3p kh\u1ea9n c\u1ea5p kh\u00e1c. Nh\u1edb cho con qu\u00fd v\u1ecb bi\u1ebft ti\u1ebfng chu\u00f4ng b\u00e1o kh\u00f3i k\u00eau nh\u01b0 th\u1ebf n\u00e0o v\u00e0 ph\u1ea3i l\u00e0m g\u00ec n\u1ebfu nghe th\u1ea5y ti\u1ebfng \u0111\u00f3. H\u00e3y \u1ea5n \u0111\u1ecbnh tr\u01b0\u1edbc nh\u1eefng \u0111\u1ecba \u0111i\u1ec3m \u0111\u1ec3 gia \u0111\u00ecnh g\u1eb7p nhau trong tr\u01b0\u1eddng h\u1ee3p qu\u00fd v\u1ecb kh\u00f4ng c\u00f3 \u1edf nh\u00e0. Ch\u1ecdn m\u1ed9t n\u01a1i ngay b\u00ean ngo\u00e0i nh\u00e0, v\u00e0 m\u1ed9t n\u01a1i kh\u00e1c b\u00ean ngo\u00e0i khu ph\u1ed1 \u0111\u1ec1 ph\u00f2ng nh\u1eefng tr\u01b0\u1eddng h\u1ee3p qu\u00fd v\u1ecb kh\u00f4ng th\u1ec3 tr\u1edf v\u1ec1 nh\u00e0. H\u00e3y n\u00f3i tr\u01b0\u1edbc cho m\u1ed9t ng\u01b0\u1eddi b\u1ea1n ho\u1eb7c th\u00e0nh vi\u00ean
\ntrong gia \u0111\u00ecnh \u0111ang s\u1ed1ng \u1edf v\u00f9ng kh\u00e1c r\u1eb1ng m\u1ed7i ng\u01b0\u1eddi trong gia \u0111\u00ecnh s\u1ebd g\u1ecdi \u0111i\u1ec7n tho\u1ea1i cho h\u1ecd trong tr\u01b0\u1eddng h\u1ee3p b\u1ecb l\u1ea1c. Ki\u1ec3m tra \u0111\u1ec3 bi\u1ebft ch\u1eafc r\u1eb1ng m\u1ecdi ng\u01b0\u1eddi \u0111\u1ec1u bi\u1ebft l\u00e0m th\u1ebf n\u00e0o \u0111\u1ec3 g\u1ecdi, v\u00e0 c\u00f3 s\u1ed1 \u0111i\u1ec7n tho\u1ea1i c\u1ee7a ng\u01b0\u1eddi n\u00e0y.
\n\u2022 H\u00e3y h\u1ecfi tr\u01b0\u1eddng h\u1ecdc c\u1ee7a con c\u00e1i m\u00ecnh \u0111\u1ec3 bi\u1ebft v\u1ec1 k\u1ebf ho\u1ea1ch \u0111\u1ed1i ph\u00f3 c\u1ee7a tr\u01b0\u1eddng trong tr\u01b0\u1eddng h\u1ee3p kh\u1ea9n c\u1ea5p. Ki\u1ec3m tra \u0111\u1ec3 bi\u1ebft ch\u1eafc con qu\u00fd v\u1ecb bi\u1ebft ph\u1ea3i l\u00e0m g\u00ec. Nh\u1edb h\u1ecfi xem qu\u00fd v\u1ecb c\u00f3 th\u1ec3 \u0111\u1ebfn \u0111\u00f3n con \u1edf \u0111\u00e2u trong tr\u01b0\u1eddng h\u1ee3p kh\u1ea9n c\u1ea5p<\/p>\nDuy tr\u00ec t\u00ecnh tr\u1ea1ng th\u01b0\u1eddng tr\u00fa nh\u00e2n<\/h2>\n
\n\u2022 \u0110\u1eebng r\u1eddi n\u01b0\u1edbc M\u1ef9 m\u1ed9t th\u1eddi gian d\u00e0i ho\u1eb7c t\u1edbi s\u1ed1ng v\u0129nh vi\u1ec5n \u1edf m\u1ed9t n\u01b0\u1edbc kh\u00e1c.
\n\u2022 Ph\u1ea3i khai thu\u1ebf thu nh\u1eadp li\u00ean bang, ti\u1ec3u bang, v\u00e0, n\u1ebfu \u00e1p d\u1ee5ng, \u0111\u1ecba ph\u01b0\u01a1ng.
\n\u2022 Ph\u1ea3i \u0111\u0103ng k\u00fd v\u1edbi S\u1edf Qu\u00e2n V\u1ee5 (Selective Service), n\u1ebfu qu\u00fd v\u1ecb l\u00e0 nam gi\u1edbi t\u1eeb 18 \u0111\u1ebfn 26 tu\u1ed5i.
\n\u2022 Ph\u1ea3i th\u00f4ng b\u00e1o cho DHS bi\u1ebft \u0111\u1ecba ch\u1ec9 m\u1edbi c\u1ee7a qu\u00fd v\u1ecb.<\/p>\n
\nNh\u1eefng th\u01b0\u1eddng tr\u00fa nh\u00e2n r\u1eddi Hoa K\u1ef3 m\u1ed9t th\u1eddi gian d\u00e0i ho\u1eb7c kh\u00f4ng th\u1ec3 ch\u1ee9ng minh \u0111\u01b0\u1ee3c \u00fd \u0111\u1ecbnh s\u1ed1ng l\u00e2u d\u00e0i \u1edf qu\u1ed1c gia n\u00e0y, c\u00f3 th\u1ec3 m\u1ea5t t\u00ecnh tr\u1ea1ng th\u01b0\u1eddng tr\u00fa c\u1ee7a m\u00ecnh. Nhi\u1ec1u th\u01b0\u1eddng tr\u00fa nh\u00e2n cho r\u1eb1ng h\u1ecd c\u00f3 th\u1ec3 s\u1ed1ng \u1edf n\u01b0\u1edbc ngo\u00e0i mi\u1ec5n l\u00e0 h\u1ecd tr\u1edf v\u1ec1 Hoa K\u1ef3 \u00edt nh\u1ea5t m\u1ed7i n\u0103m m\u1ed9t l\u1ea7n. \u0110i\u1ec1u n\u00e0y kh\u00f4ng \u0111\u00fang. N\u1ebfu qu\u00fd v\u1ecb d\u1ef1 \u0111\u1ecbnh \u0111i ra ngo\u00e0i Hoa K\u1ef3 h\u01a1n 12 th\u00e1ng, qu\u00fd v\u1ecb n\u00ean xin m\u1ed9t gi\u1ea5y ph\u00e9p t\u00e1i nh\u1eadp c\u1ea3nh (re-entry permit) tr\u01b0\u1edbc khi ra \u0111i. Qu\u00fd v\u1ecb ph\u1ea3i n\u1ed9p m\u1eabu \u0111\u01a1n I-131, \u0110\u01a1n Xin Gi\u1ea5y Ph\u00e9p Du L\u1ecbch (Application for a Travel Document). Qu\u00fd v\u1ecb ph\u1ea3i tr\u1ea3 l\u1ec7 ph\u00ed khi n\u1ed9p m\u1eabu \u0111\u01a1n I-131.
\nGi\u1ea5y ph\u00e9p t\u00e1i nh\u1eadp c\u1ea3nh c\u00f3 gi\u00e1 tr\u1ecb t\u1ed1i \u0111a hai n\u0103m. Qu\u00fd v\u1ecb c\u00f3 th\u1ec3 xu\u1ea5t tr\u00ecnh gi\u1ea5y ph\u00e9p t\u00e1i nh\u1eadp c\u1ea3nh, thay cho h\u1ed9 chi\u1ebfu ho\u1eb7c Th\u1ebb Th\u01b0\u1eddng Tr\u00fa Nh\u00e2n, t\u1ea1i c\u1ea3ng nh\u1eadp c\u1ea3nh. C\u00f3 gi\u1ea5y ph\u00e9p t\u00e1i nh\u1eadp c\u1ea3nh v\u1eabn kh\u00f4ng b\u1ea3o \u0111\u1ea3m l\u00e0 qu\u00fd v\u1ecb s\u1ebd \u0111\u01b0\u1ee3c nh\u1eadp c\u1ea3nh khi tr\u1edf v\u1ec1 Hoa K\u1ef3, nh\u01b0ng gi\u1ea5y ph\u00e9p n\u00e0y c\u00f3 th\u1ec3 d\u1ec5 d\u00e0ng ch\u1ee9ng minh r\u1eb1ng qu\u00fd v\u1ecb tr\u1edf v\u1ec1 t\u1eeb m\u1ed9t chuy\u1ebfn du l\u1ecbch t\u1ea1m th\u1eddi.<\/p>\nMua nh\u00e0<\/h2>\n
\nNh\u00e2n vi\u00ean \u0111\u1ecba \u1ed1c c\u00f3 th\u1ec3 gi\u00fap qu\u00fd v\u1ecb t\u00ecm mua m\u1ed9t c\u0103n nh\u00e0. H\u00e3y h\u1ecfi b\u1ea1n b\u00e8, \u0111\u1ed3ng s\u1ef1 ho\u1eb7c g\u1ecdi t\u1edbi \u0111\u1ea1i l\u00fd \u0111\u1ecba \u1ed1c t\u1ea1i \u0111\u1ecba ph\u01b0\u01a1ng \u0111\u1ec3 t\u00ecm m\u1ed9t nh\u00e2n vi\u00ean \u0111\u1ecba \u1ed1c. N\u00ean t\u00ecm m\u1ed9t nh\u00e2n vi\u00ean bi\u1ebft v\u1ec1 khu v\u1ef1c qu\u00fd v\u1ecb mu\u1ed1n mua nh\u00e0. Qu\u00fd v\u1ecb c\u00f3 th\u1ec3 xem ph\u1ea7n \u201cNh\u00e0 B\u00e1n\u201d (Homes for Sale) \u1edf b\u00e1o \u201cRao V\u1eb7t\u201d (Classifieds). Qu\u00fd v\u1ecb c\u0169ng c\u00f3 th\u1ec3 t\u00ecm b\u1ea3ng hi\u1ec7u \u201cB\u00e1n Nh\u00e0\u201d (For Sale) trong nh\u1eefng khu nh\u00e0 qu\u00fd v\u1ecb th\u00edch.
\nH\u1ea7u h\u1ebft ng\u01b0\u1eddi ta c\u1ea7n vay ti\u1ec1n \u0111\u1ec3 mua nh\u00e0; h\u00ecnh th\u1ee9c vay n\u00e0y \u0111\u01b0\u1ee3c g\u1ecdi l\u00e0 \u201cn\u1ee3 th\u1ebf ch\u1ea5p\u201d (mortgage). Qu\u00fd v\u1ecb c\u00f3 th\u1ec3 vay th\u1ebf ch\u1ea5p t\u1ea1i m\u1ed9t ng\u00e2n h\u00e0ng \u0111\u1ecba ph\u01b0\u01a1ng ho\u1eb7c t\u1ea1i m\u1ed9t c\u00f4ng ty cho vay th\u1ebf ch\u1ea5p. \u201cVay th\u1ebf ch\u1ea5p\u201d c\u00f3 ngh\u0129a l\u00e0 qu\u00fd v\u1ecb \u0111\u01b0\u1ee3c cho vay ti\u1ec1n v\u1edbi l\u00e3i su\u1ea5t nh\u1ea5t \u0111\u1ecbnh trong m\u1ed9t th\u1eddi h\u1ea1n nh\u1ea5t \u0111\u1ecbnh.
\nS\u1ed1 ti\u1ec1n l\u00e3i qu\u00fd v\u1ecb tr\u1ea3 tr\u00ean kho\u1ea3n vay th\u1ebf ch\u1ea5p c\u00f3 th\u1ec3 \u0111\u01b0\u1ee3c kh\u1ea5u tr\u1eeb t\u1eeb thu\u1ebf thu nh\u1eadp li\u00ean bang c\u1ee7a qu\u00fd v\u1ecb.
\nQu\u00fd v\u1ecb c\u0169ng c\u1ea7n mua b\u1ea3o hi\u1ec3m nh\u00e0 \u0111\u1ec3 gi\u00fap tr\u1ea3 cho nh\u1eefng thi\u1ec7t h\u1ea1i c\u00f3 th\u1ec3 x\u1ea3y ra sau n\u00e0y. B\u1ea3o hi\u1ec3m th\u01b0\u1eddng bao tr\u1ea3 nh\u1eefng thi\u1ec7t h\u1ea1i g\u00e2y ra b\u1edfi th\u1eddi ti\u1ebft x\u1ea5u, h\u1ecfa ho\u1ea1n, ho\u1eb7c tr\u1ed9m c\u01b0\u1edbp. Qu\u00fd v\u1ecb c\u0169ng c\u1ea7n tr\u1ea3 thu\u1ebf b\u1ea5t \u0111\u1ed9ng s\u1ea3n c\u0103n c\u1ee9 v\u00e0o gi\u00e1 tr\u1ecb c\u1ee7a c\u0103n nh\u00e0.
\nNh\u00e2n vi\u00ean \u0111\u1ecba \u1ed1c ho\u1eb7c lu\u1eadt s\u01b0 chuy\u00ean v\u1ec1 \u0111\u1ecba \u1ed1c c\u00f3 th\u1ec3 gi\u00fap qu\u00fd v\u1ecb t\u00ecm n\u01a1i vay ti\u1ec1n th\u1ebf ch\u1ea5p v\u00e0 mua b\u1ea3o hi\u1ec3m. H\u1ecd c\u0169ng c\u00f3 th\u1ec3 gi\u00fap qu\u00fd v\u1ecb \u0111i\u1ec1n v\u00e0o c\u00e1c m\u1eabu \u0111\u01a1n \u0111\u1ec3 mua nh\u00e0. Th\u00f4ng th\u01b0\u1eddng, th\u00ec nh\u00e2n vi\u00ean \u0111\u1ecba \u1ed1c kh\u00f4ng thu ph\u00ed khi gi\u00fap qu\u00fd v\u1ecb mua nh\u00e0. Nh\u01b0ng qu\u00fd v\u1ecb c\u00f3 th\u1ec3 ph\u1ea3i tr\u1ea3 l\u1ec7 ph\u00ed \u0111i\u1ec1n \u0111\u01a1n cho lu\u1eadt s\u01b0 chuy\u00ean v\u1ec1 \u0111\u1ecba \u1ed1c. Qu\u00fd v\u1ecb c\u0169ng s\u1ebd ph\u1ea3i tr\u1ea3 l\u1ec7 ph\u00ed cho vi\u1ec7c vay ti\u1ec1n n\u1ee3 th\u1ebf ch\u1ea5p v\u00e0 n\u1ed9p nh\u1eefng m\u1eabu \u0111\u01a1n ph\u00e1p l\u00fd cho ti\u1ec3u bang. C\u00e1c l\u1ec7 ph\u00ed n\u00e0y \u0111\u01b0\u1ee3c g\u1ecdi l\u00e0 \u201cc\u00e1c chi ph\u00ed ho\u00e0n t\u1ea5t h\u1ee3p \u0111\u1ed3ng sang nh\u01b0\u1ee3ng b\u1ea5t \u0111\u1ed9ng s\u1ea3n\u201d (closing costs). Nh\u00e2n vi\u00ean \u0111\u1ecba \u1ed1c ho\u1eb7c nh\u00e0 cho vay ph\u1ea3i n\u00f3i cho qu\u00fd v\u1ecb bi\u1ebft c\u00e1c kho\u1ea3n l\u1ec7 ph\u00ed n\u00e0y l\u00e0 bao nhi\u00eau tr\u01b0\u1edbc khi qu\u00fd v\u1ecb k\u00fd v\u00e0o c\u00e1c m\u1eabu \u0111\u01a1n cu\u1ed1i c\u00f9ng \u0111\u1ec3 sang nh\u01b0\u1ee3ng nh\u00e0.<\/p>\n